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Finance — 14 Tools

Financial calculators and tools for everyday German life — from loans to compound interest.

Currency Converter

Kostenlos

Convert 40+ currencies and crypto in real time. Daily exchange rates including Bitcoin and Ethereum. Free, no signup ...

IBAN Calculator

Kostenlos

Validate any IBAN or generate a German IBAN from bank code and account number. Checksum and bank lookup included. Fre...

Bank Statement Import

Plus

Import bank statements as CSV. Auto-detection for major German banks.

Child Benefit Calculator

Plus

Calculate child benefit entitlement. Current rates, child allowance comparison and application tips.

Dividend Tracker

Plus

Track dividends, interest and capital gains. Tax-free allowance usage at a glance — with charts and CSV export.

Financial Health Check

Plus

Check your financial health: savings rate, emergency fund, debt ratio. Honest, no fear-mongering.

Housing Benefit Calculator

Plus

Check your housing benefit eligibility. Calculate potential rent subsidy based on income and rent.

Investment Tax Simulator

Plus

Simulate investment returns over years. Pre-tax lump sum, partial exemption, gross vs. net — all calculated.

Loan Repayment Calculator

Plus

Calculate your loan repayment schedule with monthly payments, total interest and extra payments.

Net Worth Tracker

Plus

Track your net worth over time. Assets, liabilities, net worth — with trend charts and allocation diagrams.

Pension Calculator

Plus

Calculate your expected pension. Pension points, retirement age and pension gap at a glance.

Real Salary Calculator

Plus

Find out what remains from your gross salary. With commuter allowance, employer costs and honest breakdown.

Rent vs. Buy

Plus

Rent or buy? Compare total costs over time and find out what makes sense for you.

IFRS vs HGB Comparison

Pro

Interactive comparison of key differences between IFRS and HGB. Select topic, understand the difference.