Finance14

Financial calculators and tools for everyday German life - from loans to compound interest.

Currency Converter

Convert 40+ currencies and crypto in real time. Daily exchange rates including Bitcoin and Ethereum. Free, no signup required.

Validate any IBAN or generate a German IBAN from bank code and account number. Checksum and bank lookup included. Free, no signup.

Check your housing benefit eligibility. Calculate potential rent subsidy based on income and rent.

Calculate your expected pension. Pension points, retirement age and pension gap at a glance.

Import bank statements as CSV. Auto-detection for major German banks.

Calculate child benefit entitlement. Current rates, child allowance comparison and application tips.

Track dividends, interest and capital gains. Tax-free allowance usage at a glance - with charts and CSV export.

Check your financial health: savings rate, emergency fund, debt ratio. Honest, no fear-mongering.

Simulate investment returns over years. Pre-tax lump sum, partial exemption, gross vs. net - all calculated.

Calculate your loan repayment schedule with monthly payments, total interest and extra payments.

Track your net worth over time. Assets, liabilities, net worth - with trend charts and allocation diagrams.

Find out what remains from your gross salary. With commuter allowance, employer costs and honest breakdown.

Rent or buy? Compare total costs over time and find out what makes sense for you.

Interactive comparison of key differences between IFRS and HGB. Select topic, understand the difference.