Dividend Tracker

Anyone investing in stocks, ETFs or funds quickly loses track of when which position pays out how much and how much is left after tax. The dividend tracker bundles this into one interface with five areas: portfolio, calendar, tax, reinvestment and preset portfolios. You enter your positions with share count, purchase price, current price and dividend per share, and the rest follows.

In the portfolio you see at a glance the portfolio value, invested capital, price gain, annual dividend, average yield, yield on cost and total return. Two pie charts show the allocation by value and by sector, so you can tell whether your portfolio leans too heavily on one industry. That turns a list of tickers into a real overview.

The dividend calendar assigns the expected payouts to the months in which they flow. That is handy for seeing which months bring in a lot and where the quiet spells are. Anyone building a portfolio toward monthly income quickly spots the gaps here.

The tax area is the core for German investors. It calculates the 25 percent capital gains tax, the 5.5 percent solidarity surcharge on top and optionally 8 or 9 percent church tax. The decisive factor is the saver's allowance: 1,000 euros for singles, 2,000 for joint assessment. The tool shows how much of it your income already uses and what remains taxable - exactly the info you need for the exemption order at your bank.

The reinvestment simulator shows the power of compounding. You enter starting capital, monthly savings, dividend yield, dividend growth, price growth and investment horizon and compare what happens when you reinvest dividends (DRIP) instead of cashing them out. The effect over twenty or thirty years surprises most people.

Ready-made preset portfolios such as the DAX dividend stars give you a starting point if you first want to try out how the tool works. You can export your portfolio as CSV at any time to process it further in a spreadsheet or back it up. You maintain the dividend figures yourself - the tool makes no price predictions and is not investment advice.