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What Short-Time Work Calculator does
Short-time work is a tool with which companies cut staff costs during order slumps without laying people off. Instead of dismissing you, the employer reduces your working hours, and the employment agency compensates part of the lost wage with short-time work benefit. For you that means less work but also less money - and the exact amount is hard to work out yourself with the BMAS flat-rate tables. That is exactly where the calculator comes in.
Short-time work benefit replaces a fixed share of your net wage loss: 60 percent for employees without children, 67 percent for employees with at least one child. The calculator compares your target pay (what you would have earned without the work loss) with your actual pay (the actually reduced wage) and calculates from this the KUG that partly cushions the difference.
An important point many are not aware of: with longer short-time work the percentage rises. From the fourth benefit month the KUG increases by ten percentage points to 70 or 77 percent, from the seventh month by another ten to 80 or 87 percent - provided the work loss is at least 50 percent. The calculator accounts for this staggering so you plan correctly during sustained short-time work.
Many employers top up the short-time work benefit voluntarily or under a collective agreement, for example to 80 or 90 percent of your previous net. The calculator plays through various top-up scenarios and shows what reaches you in each case and what costs arise for the employer. That way you immediately understand what a works agreement or collective offer concretely means for you.
Short-time work is time-limited: in principle the KUG is paid for a maximum of twelve months (§ 104 SGB III), but by government decree the duration can be extended, as was the case during the COVID-19 crisis. The rules for side jobs during short-time work also matter, because side earnings may be credited. The calculator classifies these framework conditions.
The tool works with a simplified, flat-rate net wage table. The exact amount is ultimately calculated by the employment agency using the official BMAS KUG tables, which also consider tax class and further details. The calculator, however, gives you a solid estimate with which to plan your finances - free, without signup and entirely in your browser.
Features
60 or 67 percent depending on children
The calculator automatically applies the correct rate: 60 percent without children, 67 percent with at least one child.
Target versus actual pay
Comparing your normal earnings with the reduced wage gives the lost amount that the KUG partly replaces.
Higher rates for long short-time work
From month 4, 70/77 percent, from month 7, 80/87 percent at a work loss of at least 50 percent - factored in.
Top-up scenarios
Play through what an employer top-up to 80 or 90 percent yields for you net and what it costs the employer.
Duration classified
The tool explains the maximum duration of twelve months and the possible extension by decree.
Side job rules
The calculator points out how side earnings during short-time work can be credited.
Free and local
No signup, no data transfer. Your pay details stay in your browser on your device.
How it works
- 1
Enter target and actual pay
Enter your normal gross pay and the reduced earnings during short-time work.
- 2
State children
State whether you have at least one child so the calculator applies 67 instead of 60 percent.
- 3
Choose benefit month and top-up
State the benefit month so the higher rates apply, and choose an employer top-up scenario.
- 4
Read the net amount
You see your likely KUG and your total net income during short-time work, with and without top-up.
Who needs this
Frequently asked questions
What percentage do I get with short-time work benefit?
Short-time work benefit replaces 60 percent of the lost net pay, with at least one child it is 67 percent. With longer short-time work the rates rise from months 4 and 7, provided the work loss is at least 50 percent.
How is short-time work benefit calculated?
The basis is the difference between your target pay without work loss and your actual pay, each as flat-rate net pay. 60 or 67 percent is applied to this net difference. The exact amount is determined by the employment agency using the BMAS tables.
How long is short-time work benefit paid?
In principle for a maximum of twelve months (§ 104 para. 1 SGB III). By decree the duration can be extended; in times of crisis it has been widened to up to 24 months. The calculator classifies the current duration.
May I take a side job during short-time work?
In principle yes, but earnings from a side job newly taken up during short-time work can be credited against the benefit. A side job already held beforehand is treated differently. The calculator points out these rules.
What does an employer top-up bring?
Many employers top up the KUG voluntarily or under a collective agreement, for example to 80 or 90 percent of the previous net. That noticeably raises your disposable income. The calculator shows what different top-ups concretely mean for you.
Is the calculation binding?
No. The calculator uses a simplified flat-rate table and delivers an estimate. The binding amount is calculated by the employment agency using the official BMAS KUG tables, which also include tax class and further details.
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